GRAND RESERVE™ WORLD MASTERCARD®
REFERRAL PROGRAM ADDITIONAL RULES

These Referral Program Additional Rules (“Rules”), in addition to the Grand Reserve World Mastercard Cardholder Agreement, Grand Reserve Reward Program Rules, and Grand Reserve World Mastercard Reward Program Agreement, cover your participation in the Grand Reserve World Mastercard Referral Program (“Referral Program”) by Vertical Finance, Inc. (“Vertical Finance”). The Referral Program allows active members of the Grand Reserve Reward Program (“Reward Program”) to earn Grand Reserve reward points (“points”) by referring friends and family to become new holders of the Grand Reserve World Mastercard.

How to Earn Points

In order to earn points through a referral, you must have a valid and active Reward Program account. After we give you a referral link, you can earn points if the referred person clicks on the referral link, applies for and is approved for a Grand Reserve World Mastercard, and activates the card. The user you refer must use your referral link for the referral to be credited. If you think there are any missing or incorrectly calculated points from a referral, you may let us know at hello@grandreservecard.com. You can earn a maximum of 50,000 points for referrals in any calendar year.

Multiple Referrals

A referred friend or family member may only use one referral link. If a referred friend or family member receives referral links from multiple Grand Reserve members, only the member associated with the referral link actually used by the referred person to register will receive points.

Referred Friends and Family

If you became a Grand Reserve World Mastercard holder from a referral link, you may receive signup bonus points associated with either the referral link or a then current promotional program. The number of these signup points will vary from time to time.

Restrictions on Sharing Referral Links

When distributing, promoting, or communicating your referral link, you agree that you will not do any of the following:

UNSOLICITED COMMERCIAL EMAIL

  • Mass email, text, or message people you do not personally know
  • Use automated systems (e.g. bots, scripts, or programmed or automatic dialers) through any channel to distribute, post, or respond to your referral link
  • Violate applicable laws, including the Telephone Consumer Protection Act (TCPA) and Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM)

MISREPRESENTATIONS

  • Impersonate any person or entity
  • Create fake accounts, blogs, webpages, profiles, links or messages
  • Misrepresent your relationship with Grand Reserve, Vertical Finance or any other party
  • Falsely suggest that an affiliate or other partnership exists with a third party
  • Otherwise mislead anyone about the Referral Program

PROHIBITED CONTENT

  • Distribute disparaging or defamatory content
  • Distribute content that promotes racism, bigotry, hatred, discrimination or physical harm of any kind against any group or individual
  • Distribute offensive, abusive, intimidating or harassing content
  • Distribute sexually explicit or obscene content or content containing nudity
  • Make any political or religious statement
  • Distribute content referencing or containing images of drugs, alcohol, tobacco, weapons or firearms
  • Distribute content that violates someone else’s privacy

OTHER RESTRICTIONS

In addition, you will not:

  • Pay to advertise your referral link or the Referral Program, including through Google, Facebook, Twitter, Bing, or Craigslist
  • Sell or otherwise transfer your referral link
  • Create websites, domains, URLs, social media handles or email addresses containing “Grand Reserve” or “Vertical Finance”
  • Use someone else’s brand name or intellectual property without written consent
  • Post or include the referral link in connection with content that
    • Is disparaging or defamatory
    • Promotes racism, bigotry, hatred, discrimination or physical harm of any kind against any group or individual
    • Is offensive, abusive, intimidating or harassing
    • Is sexually explicit or obscene, or contains nudity
    • Makes any political or religious statement
    • References or contains images of drugs, alcohol, tobacco, weapons or firearms
    • Violates someone else’s privacy

Termination or Suspension

In addition to our rights under the Grand Reserve Terms of Use and the Grand Reserve Reward Program Rules, we may terminate (with or without notice) the participation of any Referral Program member we find or suspect to be interfering with the Referral Program, engaging in any conduct that is detrimental or unfair to us or our program partners, or acting in violation of these Rules, the Grand Reserve Terms of Use, the Grand Reserve Reward Program Rules, the Grand Reserve World Mastercard Reward Program Agreement, the Grand Reserve World Mastercard Cardholder Agreement or other rules or policies shown on our website. If we determine that it is necessary to suspend your participation in the Referral Program for any reason, we may do this without notice to you. If in our reasonable judgment it becomes commercially necessary for us to change or terminate the Referral Program, we may do so without any obligation or liability.

Separate Limit of Liability

THE FOLLOWING PROVISION SHALL APPLY TO THE REFERRAL PROGRAM INSTEAD OF THE LIMITATION OF LIABILITY SHOWN IN THE MAIN GRAND RESERVE TERMS OF USE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VERTICAL FINANCE SHALL NOT BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO THESE RULES, HOWEVER CAUSED, AND UNDER WHATEVER CAUSE OF ACTION OR THEORY OF LIABILITY, EVEN IF VERTICAL FINANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. VERTICAL FINANCE’S TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED $10.00.