Legal

Grand Reserve is a trademark of Vertical Finance, Inc. Restrictions apply. See terms and conditions for more detail. Vertical Finance reserves the right to modify or discontinue its products or offerings at any time and without notice. Cards powered and serviced through Deserve, Inc. and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

All product names, logos, and brands are the property of their respective owners. All company, product, and service marks used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.

You must be of US legal drinking age to redeem certain rewards and/or experiences. We may offer some services to users between the ages of 18 and 21 because of certain legal requirements related to credit card issuers. We do not support underage drinking or any other misuse of alcohol.

1. Annual Percentage Rate (APR) for Purchases: 14.99% to 22.99% based on your creditworthiness when you open your Account. This APR will vary with the market based on the Prime Rate.